FIND THE INVESTMENT CLASS THAT'S RIGHT FOR YOU

An introduction to different fund types and the differences between them.

Fund Overview
Fund Name Renown Wealth Accelerator Fund
Scheme Type Australian Registered Mortgage Trust
Minimum Investment $50,000 AUD
Minimum Term 12 Months
Target Rate of Return*

Class A – First Mortgage Loans: 7.25% p.a.

Class B – Development Finance: 8.50% p.a.

Class C – Second Mortgage Loans: 12.00% p.a.

Interest Payout Options Monthly Distributions / Reinvested (Compound)
Use Of Fund / Security Mortgage Secured

Your investment received by Renown Wealth are invested into mortgages via a lender secured by Australian real estate.
Audited Externally audited annually by an independent registered audit firm.
Independent Oversight The Fund is governed by an experienced Trustee and benefits from established compliance and custody arrangements.
Licencing Renown Wealth Pty Ltd (ACN 695 431 433) is a corporate authorised representative (No.001322655) of Quay Wholesale Fund Services Pty Ltd (ACN 647 044 602 AFSL No.528526).

* Target return is not guaranteed. Past performance is not a reliable indicator of future performance. Please ensure you read the information memorandum in full before investing.

For more information, please feel free to give us a call on 1300 626 771

Investment Universe

The Fund invests in loans secured by:

  • First or second-ranking mortgages over residential, commercial, retail, industrial and development property.
  • General Security Agreements (GSA) registered on the Personal Property Securities Register (PPSR) where the borrower is a corporate entity.
  • Personal guarantees from directors and shareholders holding more than 25% of the borrower.

 

Properties must be located in Australian capital cities or qualifying regional cities. Second-ranking mortgages are only undertaken where the senior lender is an ADI or comparable institutional lender with established lending and covenant standards.

Limitations

The loans are subject to specific LVR limits depending on whether the mortgage is a first or second-ranking mortgage and the location of the secured property. The maximum LVR limits are as follows:

First Mortgages Development Finance Second Mortgages
State Capitals Up to 75% LVR within specified CBD proximity / within Adelaide, Sydney, Melbourne, Brisbane, Perth and Canberra Up to 75% LVR, within specified CBD proximity / within Adelaide, Sydney, Melbourne, Brisbane, Perth and Canberra Up to 75% LVR, within specified CBD proximity / within Adelaide, Sydney, Melbourne, Brisbane, Perth and Canberra
Regional Cities Up to 70% LVR Up to 70% LVR Up to 65% LVR

WHY INVEST

Exposure to Australian Property-Backed Private Credit

Access to secured lending opportunities outside traditional listed markets.

Mortgage Security

Investments are supported by registered mortgages over Australian real property and additional security arrangements where appropriate.

Income Generation Potential

The Fund seeks to provide monthly income distributions derived from interest payments generated by underlying loans.

Portfolio Diversification

Private credit may provide exposure to an alternative asset class with characteristics that differ from traditional equities and fixed income investments.

Disciplined Investment Management

Investment opportunities are assessed through a structured credit evaluation process, supported by legal due diligence, security assessment and ongoing portfolio monitoring.

INVESTMENT PROCESS

Borrower Assessment

Review of borrower capability, experience, financial position and proposed use of funds.

Property & Security Assessment

Assessment of underlying property assets, valuations, security position and lending parameters.

Loan Structuring

Development of appropriate loan structures, terms and security arrangements aligned with investment objectives.

Due Diligence

Completion of legal, financial and property-related due diligence prior to investment approval.

Ongoing Monitoring

Active monitoring of borrower performance, loan exposures, repayments and market conditions.

FUND FACT

Fund Type

Australian unit trust investing in a portfolio of secured mortgage-backed loans across residential, commercial and development property.

Investor Type

 Wholesale investors only.

Investment Universe

Australian property-backed first and second-ranking mortgage loans across capital cities and major regional centres.

Target Net Returns (net)*

Class A – First Mortgage Loans: 7.25% p.a.

Class B – Development Finance: 8.50% p.a.

Class C – Second Mortgage Loans: 12.00% p.a.

Distribution Frequency

Monthly income distributions (subject to Fund performance and available income).

Direct Investor Fees

Refer to Information Memorandum

Minimum Investment

$50,000

Liquidity

Illiquid investment. Redemptions unavailable during the first 12 months, after which investors may request the redemption of all or part of their investment, subject to the Fund’s redemption terms.

Fund Inception

11 August 2026

*Target returns are indicative only and not guaranteed. Investments carry risk, including loss of capital.

RISK MANAGEMENT

An investment in the Fund involves risks, including the potential loss of capital.

Renown employs a risk management framework designed to identify, assess, manage and monitor investment risks.

The Investment Committee regularly reviews investment opportunities, borrower performance, loan exposures and emerging risks.

The Risk Committee provides oversight of portfolio-level risks, including credit quality, liquidity, valuations and concentration limits.

Ongoing borrower monitoring, property assessment and scenario analysis support proactive portfolio management.

While these processes are designed to manage risk, they cannot eliminate all investment risks.

Borrower defaults

Property market movements

Liquidity constraints

Development and construction risks

Economic conditions

Changes affecting property values and borrower capacity

Frequently Asked Questions

Renown Wealth Accelerator Fund

READY TO TAKE THE NEXT STEP?

The Renown Wealth Accelerator Fund offers wholesale investors access to Australian property-backed private credit. Speak with our team to explore whether it aligns with your investment objectives.

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Contact Information