Thirty loans, one bet
Thirty loans can quietly become one bet. Kalpi Prasad on the three layers of concentration risk in private credit, why averages mislead, and five questions to ask a fund before you look at the return.
The loan I wrote down before I had to
The loan I wrote down before I had to By Kalpi Prasad · 16 October 2026 · 7 min read The hardest conversation I have had this year was not with a borrower. It was with our own credit team, about a loan that was, by every contractual measure, performing. The interest was being paid. […]
Reading a Private Credit Fund IM
Reading a Private Credit Fund IM How to read a private credit fund’s Information Memorandum (and why liquidity terms matter more than the headline return) Most investors read an IM from the front: the return target, the strategy, the team. The pages that decide whether you get your money back when you want it are […]
Sophisticated vs Retail Investors
Sophisticated vs Retail Investors Why Renown Wealth won’t take your money unless you’re a wholesale investor The line between a retail and a sophisticated investor is one of the least understood in Australian finance. It shapes who can access private credit, what protections apply, and why we built Renown Wealth the way we did. Every […]